Phishing Scam Mimics Apple to Trick Users with Fake $2,990 PayPal Charge

24 February 2026 Technology

WASHINGTON, D.C. — A new wave of phishing emails impersonating Apple has been sweeping inboxes, warning recipients of a fraudulent $2,990.02 PayPal charge linked to an app-specific password. The scam, designed to alarm users into immediate action, urges them to call a fake support number, putting victims at risk of further fraud. Cybersecurity experts are urging vigilance as these emails have become increasingly sophisticated, employing official Apple branding and urgent language to deceive even cautious users.

The fraudulent message claims that an app-specific password was generated for the recipient’s Apple account and that a large PayPal payment was approved without authorization. It includes a confirmation number and insists that the recipient call the provided phone number to report the unauthorized transaction. However, recipients who have not initiated such activity are being targeted in a classic phishing attempt.

One of the key indicators of this scam is the “To” field in the email, which often displays an email address different from the recipient’s actual Apple ID email. Legitimate Apple security notifications are sent directly to the Apple ID email on file, so any discrepancy is a red flag. Additionally, the message is usually mass-mailed or spoofed to thousands of addresses, increasing the likelihood that many recipients are unaware of the scam.

Apple has long been a frequent target for phishing attacks due to its vast user base and the trust consumers place in its communications. According to the Federal Trade Commission, phishing scams have surged in recent years, with cybercriminals exploiting brand recognition to steal personal information and financial data. The FTC recommends users verify any suspicious emails by contacting companies directly through official channels rather than using links or phone numbers provided in unsolicited messages.

Experts also highlight the importance of enabling two-factor authentication and regularly reviewing account activity to detect unauthorized access. The Cybersecurity and Infrastructure Security Agency offers resources to help consumers and organizations recognize and respond to phishing threats effectively.

In response to this scam, Apple has reiterated that it will never ask users to provide personal information or call a phone number through unsolicited emails. Users receiving such messages should report them to Apple via the official Apple Support phishing report page and delete the emails immediately.

The United States Computer Emergency Readiness Team also advises that users avoid clicking on links or downloading attachments from unknown or suspicious emails. Instead, they should navigate directly to the official website or app to verify account status.

As phishing tactics evolve, cybersecurity officials emphasize that awareness and caution remain the best defenses. Consumers are encouraged to stay informed through trusted sources and maintain up-to-date security measures on all devices to mitigate the risk of falling victim to such scams.

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Written By
Maya Chen reports on international politics, conflict and diplomacy. She specializes in explaining how global events shape U.S. security, trade and migration, and how decisions made abroad ripple into life at home.
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