Heritage Foundation Warns U.S. Families on Brink of Collapse, Proposes $2,500 Birth Accounts

10 January 2026 Politics

WASHINGTON, D.C. — The American family is facing a crisis of unprecedented proportions, according to a new report from the Heritage Foundation, which warns that the nation is “dangerously close” to a point of no return in family breakdown. The conservative think tank calls for urgent and comprehensive federal policy changes aimed at reversing declining marriage and birth rates, emphasizing that strengthening family formation must become a national priority.

Heritage Foundation President Kevin Roberts issued a stark warning, stating, “The family is the foundation of every healthy society, and, tragically, the American family is on the brink. We are dangerously close to being unable to reverse the decline. Our country will not survive if families continue to crumble at this rate.” Roberts underscored that the stakes extend beyond individual households, affecting the nation’s future social and economic stability.

The report critiques decades of cultural shifts and public policies that have contributed to the erosion of traditional family structures. It highlights historically low fertility and marriage rates, alongside a growing proportion of children being raised outside of married-parent households. The Heritage Foundation argues that these trends are linked to broader societal challenges, including economic difficulties and weakening community cohesion.

Central to the report is the assertion that government policy should focus not merely on increasing fertility rates but on encouraging and protecting the formation of stable families. “Yes, the country needs more children. But it matters how and to whom children are born,” the report states. It defines marriage as the union of one man and one woman, describing it as the ideal environment for nurturing children and sustaining civilization.

To address these challenges, the Heritage Foundation proposes a suite of policy reforms, including the establishment of a $2,500 investment account for every newborn child. This initiative aims to provide financial support that incentivizes family formation and child-rearing within stable marriages. The report also calls for reforms to welfare and government assistance programs, arguing that many current policies inadvertently “punish marriage and family formation” by creating disincentives for couples to marry.

Roberts emphasized the broader societal benefits of strong families, saying, “Strong families build strong communities, churches, schools, and businesses. Without them, freedom cannot last.” The report suggests that reversing family decline is essential to securing what it terms the “Golden Age of America.”

Experts and policymakers have long debated the role of family structure in social outcomes. The Heritage Foundation’s report echoes concerns raised by various government agencies and research organizations about the implications of shifting family dynamics. For example, data from the U.S. Census Bureau has documented the rise in single-parent households and the decline in marriage rates over recent decades.

The think tank’s call for policy reform aligns with broader discussions within the federal government about how to support families. The Administration for Children and Families within the Department of Health and Human Services administers programs aimed at promoting family well-being, but the Heritage Foundation argues these efforts need to be more focused on promoting marriage and family formation rather than solely providing financial assistance.

While critics of the report may question its emphasis on traditional marriage definitions, the Heritage Foundation insists that the preservation of this family model is critical to societal health. “Society depends on men and women who want to form families, that is, who freely want to marry, and then freely bear and nurture children,” the report states.

As the nation grapples with demographic shifts and social change, the Heritage Foundation’s report adds a significant voice to the conversation, urging policymakers to consider bold solutions to what it describes as a looming family crisis. The full report and policy recommendations are available through the Heritage Foundation’s website, and the organization encourages lawmakers to prioritize family formation in upcoming legislative agendas.

For more information on family demographics and policy initiatives, visit the U.S. Census Bureau’s family statistics page and the Department of Health and Human Services.

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Written By
Alison Grant writes about jobs, inflation, corporate power and household finances. She focuses on how economic trends show up in paychecks, bills and everyday decisions for workers, families and small business owners.
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